Last Updated 2/15/07
This website is owned and operated by ECM Marketing. We at ECM Marketing (referred to as "Company.", "we", "us", or "our") recognize the importance of protecting the privacy of certain information ("information") collected about our customers and prospective customers (referred to as "customers", "you", "visitors" or "your"). This privacy statement, effective February 15, 2007 discloses the privacy practices our collection, use, and disclosure of information.
StudentFinanceSite.com and ECM Marketing (Company) respect your right to privacy and has committed to protecting your privacy. The continued use of our website and your submission of any information to us indicate that you have read, understand and agree to our Privacy Policy. If you are not in agreement with the terms and conditions of this Privacy Policy, please do not complete the information requested on the submission form, use or access the StudentFinanceSite.com website.
If you have already registered by completing the information disclosure forms, and you wish to opt-out from receiving more information from StudentFinanceSite.com, please "Opt-out" at the following address:
http://www.enunsubscribe.com/unsubscribe.aspx?id=18
e-mail addresses will be added to the suppression files associated with StudentFinanceSite.com within ten (10) business days of submission. Thereafter, you should not receive any email correspondence directly from StudentFinanceSite.com. It is however likely may receive promotional communications third party partners whom we have shared your information. StudentFinanceSite.com and ECM Marketing are not responsible for the actions of third party affiliates, but strive to conduct business exclusively with law and industry regulation abiding partners. To cease communications from these third parties please contact them directly and request to Opt-out from their offers. Please note when you Opt-out from StudentFinanceSite.com and ECM Marketing your information will no longer be made available to our third party partners.
INFORMATION COLLECTED AND PROTECTED
Consumer Information
This Privacy Policy is made available to appropriately describe and inform how we collect and protect the information submitted to us. This Privacy Policy indicates what information we may obtain in our normal business operations, how we may share it, what may happen to the information and how you can inform us of your preferences.
Automated Information
In an effort to help us to enhance and optimize your experience while browsing our website we may choose to collect information about you from other sources. This information may additionally improve the safety and efficiency of your more personalized user experience. For example, if visiting this website by way of another site, banner, pop-up/under, email or other advertisement an anonymous identifier may be recorded. We might also choose to place a cookie in the browser you have used to access our site. The identifier and cookie cannot, by themselves, be used to obtain any of your personal information, but rather allow us to measure the overall effectiveness of our advertising campaigns. This information is not personally identifiable and may include the referring internet address which address you go to next, your computer browser information, and your internet protocol address. We reserve the right and may potentially use this non personal information in conjunction with information that you provided to us in an effort to study our users' demographics/behavior and to better understand how to best serve future visitors of our website. Third parties may also place cookies (non-personalized) on our sites to determine proper site usage and click count. This website may additionally use log files to track aggregate information about how and when the site is being used. These logs are maintained on our servers and do not store or place information on the user's personal computer. As with cookies, logs track anonymous user information, including but not limited to the number of visitors to our site, operating systems and browser type. Utilities are available for purchase from independent software providers to install on your computer that will inhibit cookies. Most web browsers also provide settings to ensure website visits are anonymous. Our recommendation is to keep cookies in their default setting as is to ensure a more satisfying website experience.
USE OF INFORMATION & DATA
We may share information we collect to all subsidiaries of ECM Marketing Prior to storing and or sharing your information we may compare and review the data for errors, omissions and accuracy based upon past usage and response or compare your information against other publicly available files or validate some of the personal information submitted to verify that the information inputted has a high probability of being valid. We may then take this data to offer you additional products, services, offers and benefits that may be of interest to you.
Partners & Business Affiliates
We may share your information with carefully selected vendors, business partners and other organizations which are not part of the Company. These affiliates may begin a separate and independent evaluation of the information you submitted in your initial application. If our business affiliates find that the application meets their set requirements, they may contact you directly via telephone, mail or e-mail. For more information on how our business affiliates will handle your personal information, please visit our business affiliate's website, and review their individual privacy policies. We are not responsible for the privacy practices or the content of our business affiliates' websites.
Governmental Agencies
As and when required by law, we may disclose your information with governmental agencies in response to a subpoena, court order or other legal process.
Right to Transfer Data
Should the Company choose to sell or transfer business assets, it is possible that the information we possess may be transferred as part of that transaction. The Company may decide to retain a copy of the information post sale or transfer. With respect to your personal information; should a combination or acquisition occur, the newly combined or acquiring entity will be requested to follow this privacy policy and inform users of the legal ownership changes. This request is encouraged, but cannot be guaranteed.
Changing/Removing Data
When you fill out one of our forms, you are consenting to receive e-mail that informs you about new merchandise, sales, special discounts and promotions. Should you need to change information, we request you have previously submitted that you simply resubmit a request through the website. We do not have access to our business affiliates or third party marketers to which we may have previously shared your information. You must contact them directly to make any required changes.
Should you request removal from all further communication from StudentFinanceSite.com and all ECM entities please Opt-Out by following this link: http://www.enunsubscribe.com/unsubscribe.aspx?id=18. Your e-mail address will be placed on a suppression file associated with this website. Email addresses appearing on our suppression file, will be scrubbed/filtered against all correspondence to be sent by us. Where there is a match, the planned email correspondence will be withheld, and such person will receive no further email correspondence from us. Your e-mail address will be placed on the suppression list associated with this site within ten business (10) days of your request. Once you have Opted Out, we will no longer forward you email from this site, however we are not responsible or in control of the business practices of our business affiliates who have previously received your information.
California Residents Privacy Rights
Beginning January 1, 2005 under California’s "Shine the Light" Law, individual customers residing in California whom provided personal information to StudentFinanceSite.com or any other ECM Marketing entity may request information regarding the disclosure of information shared to third parties for the purposes of direct marketing and the entities to which such information was provided, or (2) be notified of a mechanism by which a consumer may opt-out of having their information shared with third parties. We have elected the second option. Such request are to be mailed with a self addressed stamped envelope to the following address:
ECM Marketing
Requests may be made no more than once per calendar year and reserve the right to not respond to submissions directed to addresses other than indicated above.
Request More Information
As it relates to all communications or any other questions you might have about our Privacy Policy e-mail info@StudentFinanceSite.com, or write us:
1936 E. Deere Suite 120
Partner Websites
StudentFinanceSite.com and other ECM Marketing affiliated websites will from time to time offer external links to other third party websites. These sites have their own terms of use and privacy and security policies. Should you visit one of these sites, you are encouraged to review the governing policies for that particular site.
Notification of Policy Changes
Company reserves the right to update this Privacy Policy at any time. It is your obligation as a consumer to periodically check the Privacy Policy in effect by visiting the site and noting the effective date of the policy.
What is The Policy With Respect to Communicating With Children?
StudentFinanceSite.com and ECM Marketing recognize all privacy concerns with regards to children. We are committed to carefully protecting privacy in all cases where children are present. In particular, our intention is to fully comply with the Children’s Online Privacy Protection Act (COPPA). With regards to these guidelines, we do not knowingly collect personally identifiable information from children under the age of 13. All parents or guardians aware that a child under the age of 13 has provided us with personally identifiable information is asked to contact StudentFinanceSite.com directly at info@StudentFinanceSite.com so that we may delete all information from or records.
Limitation of Liability
By utilizing this website you UNDERSTAND and AGREE that ANY dispute as to the terms or application of this PRIVACY POLICY is subject to the terms and conditions associated with this website and the PRIVACY POLICY herein. This includes all limitations on damages and arbitration of disputes. You also agree that COMPANY’S liability for any breach of this privacy policy shall be limited to the value of the transactions or services provided to you through the use of this website to the extent that such claim in not otherwise barred through the sites TERMS AND CONDITIONS.
PLEASE NOTE: PERIODIC CHANGES ARE MADE TO OUR PRIVACY POLICY. PLEASE CHECK REGULARLY FOR UPDATES